Fast & Secure Online Loans in Kenya
Get instant access to loans up to KES 500,000 directly to your M-PESA. Solvit Sacco is licensed by the Goverment of Kenya, providing transparent, affordable lending with no hidden fees.
Why Choose Solvit Sacco?
We're revolutionizing lending in Kenya with transparency, speed, and customer-focused service.
Fast Approval
Get loan decisions in minutes, with funds disbursed directly to your M-PESA within hours of approval.
100% Secure
Your data is protected with bank-level security. We're fully compliant with Kenyan data protection laws.
Transparent Pricing
No hidden fees or surprises. See exactly what you'll pay upfront with our clear pricing structure.
Mobile-First
Apply, manage, and repay your loan entirely from your smartphone. No paperwork required.
Flexible Repayment
Choose repayment terms that fit your budget, with convenient and flexible repayment options.
Dedicated Support
Our customer support team is always ready to assist you with questions or loan guidance.
Get Your Loan in 3 Simple Steps
Our process is designed to be quick, simple, and completely digital.
Apply Online
Fill out our simple application form on your phone or computer. It takes just 5 minutes.
Get Approved
Receive an instant decision. Our automated system evaluates your application quickly.
Receive Funds
Once approved, money is sent directly to your M-PESA account. No bank visits required.
About Solvit Sacco Kenya
Trusted by over 500,000 Kenyans for fair, transparent, and responsible lending.
Our Mission
At Solvit Sacco, we believe every Kenyan should have access to fast, fair, and transparent credit when they need it most. Founded in 2018, we've helped thousands of individuals and small businesses achieve their financial goals. We are licensed and regulated by the Central Bank of Kenya, operating in full compliance with all Kenyan lending regulations. Your trust and financial well-being are our top priorities.
Our Commitment to Responsible Lending
We practice responsible lending by assessing affordability before approving loans and providing clear information about costs and terms. We encourage borrowing only what you need and can comfortably repay.
Transparency
No hidden fees or surprises
Trust
Licensed and regulated in Kenya
Care
Customer support when you need it
How Solvit Sacco Works
Getting a loan has never been easier. Follow these simple steps from application to repayment.
Complete Your Application
Provide your basic information through our secure online form. You'll need your National ID, phone number, and M-PESA details.
Instant Verification
Our system verifies your information electronically. In most cases, no documents need to be uploaded.
Receive Loan Decision
Get an approval decision within minutes. You'll see your approved amount and repayment terms.
Get Disbursement
Approved funds are sent directly to your M-PESA account, usually within 2 hours of approval.
Flexible Repayment
Choose a repayment schedule that works for you. We'll send reminders before payments are due.
Build Your Credit
Timely repayments help build your credit history with Kenyan credit bureaus for better future loan terms.
Eligibility Requirements
To apply for a Solvit Sacco loan, you need to meet these simple criteria:
Kenyan National ID
Must be a Kenyan citizen aged 18+ with a valid National ID.
Active Phone Number
Must have an active Kenyan mobile number registered in your name.
M-PESA Account
Must have an active M-PESA account registered to your phone number.
Credit Assessment
Must pass our responsible lending assessment (no blacklisting).
Source of Income
Must have a reliable source of income or business to support repayment.
Agree to Terms
Applicant must agree to our loan terms, conditions, and privacy policy.
Our Loan Products
Choose the loan that best fits your needs. All loans come with flexible repayment options.
Quick Cash Loan
Up to KES 10,000
Perfect for emergency expenses, short-term cash flow needs, or unexpected bills.
Personal Loan
Up to KES 25,000
Ideal for larger expenses like home improvements, education or medical bills.
Business Loan
Up to KES 100,000
Best for small business owners needing capital for inventory or expansion costs.
Transparent Pricing Example
Know exactly what you'll pay with our clear, upfront pricing.
Example: KES 10,000 Personal Loan for 1 Month
This example is for illustration only. Your actual terms will be provided before you accept any loan.
Contact Solvit Sacco Kenya
We're here to help. Reach out to us with any questions or concerns.
Get in Touch
Our customer support team is available Monday to Saturday, 8:00 AM to 8:00 PM.
Phone Support
+254 701 157 345
+254 732 080 947
Email Support
support@solvitsacco.co.ke
loans@solvitsacco.co.ke
Office Address
Solvit Sacco
P.O Box 279-00200
Nairobi, Kenya
Licensed & Regulated
Solvit Sacco is licensed by the Central Bank of Kenya under the Digital Credit Providers Regulations.