Quick Cash Loan
Up to KES 10,000
- Loan amount
- KES 2,000 – 10,000
- Repayment period
- 1–4 weeks
- Interest
- 5.4% per week
- Processing fee
- 10% one-time
Perfect for emergency expenses and short-term cash flow needs.
Apply for Quick Cash LoanLoan products
Cash loans and home appliance loans: flexible, affordable and clearly priced.
Cash loans
Paid to your M-PESA. Choose the product that matches the amount you need.
Personal Loan
Up to KES 25,000
- Loan amount
- KES 11,000 – 25,000
- Repayment period
- 5–6 weeks
- Interest
- 5.4% per week
- Processing fee
- 10% one-time
Ideal for larger expenses like home improvements, education or medical bills.
Apply for Personal LoanBusiness Loan
Up to KES 50,000
- Loan amount
- KES 26,000 – 50,000
- Repayment period
- 7–8 weeks
- Interest
- 5.4% per week
- Processing fee
- 10% one-time
Best for small business owners needing capital for inventory or expansion.
Apply for Business LoanHome appliance loans
Take the item home today. No cash needed upfront, just a deposit and weekly instalments.
Electronics
From KES 8,000
- Televisions (Smart & LED)
- Laptops & tablets
- Smartphones
- Home theatres & speakers
- Deco sets & sound systems
- Deposit
- 10% upfront
- Repayment
- Up to 12 weeks
- Interest
- From 5.4% per week
Furniture
From KES 12,000
- Sofa sets (3+2+1)
- Beds & mattresses
- Dining tables & chairs
- Wardrobes & cabinets
- Coffee tables & TV stands
- Deposit
- 10% upfront
- Repayment
- Up to 16 weeks
- Interest
- From 5.4% per week
Kitchenware
From KES 6,000
- Refrigerators & freezers
- Gas & electric cookers
- Microwave ovens
- Blenders & food processors
- Cookware & dinner sets
- Deposit
- 10% upfront
- Repayment
- Up to 12 weeks
- Interest
- From 5.4% per week
Collateral we accept
Pledging assets strengthens your application. You provide three items with photos and estimated values.
Cars
Private vehicles
Motorbikes
Boda boda and personal
Business assets
Stock, equipment and inventory
Household items
Electronics, furniture, kitchenware
A worked example
What a KES 10,000 Quick Cash Loan costs over 4 weeks.
| Amount you borrow | KES 10,000 |
|---|---|
| Processing fee (10%) | KES 1,000 |
| Interest (5.4% × 4 weeks) | KES 2,160 |
| Total you repay | KES 13,160 |
| About each week | KES 3,290 |
Illustration only. Your actual terms are confirmed in writing before you accept any loan. Try other amounts in the calculator.